This Unique Real Estate Investing
Training Guide & Course

Can help you uncover...


Chunks of cash like this scattered
all around your neighborhood.


"You too can earn
$97,645
in the next 7 months
fixing up just
4 cheap little houses"

"Anybody" can!

(click to enlarge, unless you use popup blockers)
Real Estate Investing Ebook Training Guide & Course
#1 - Anybody can find a cheap little house - like this one - anywhere in the U.S.

(This is a "cheap house" bought for $45,000 - cheap compared to the National Price Index Average.)

(click to enlarge)
#2 - And anybody can duplicate this $10 down offer. Here's a copy of one of my first contracts using a $10 bill. The offer was accepted! I had to make $10 offers because I had NO Cash and NO Credit when I get started. The "short-on-cash-handicap" may force you to use these "no money down offers" if you really want to succeed.

(Anybody can duplicate this $10 down offer because, after all, anybody can fill in the blanks of the same contract in their own handwriting.)


(click to enlarge)
Even after using a $10 bill my first year to buy $1 million dollars worth of cheap houses, I still used only a $100 bill the second year as a down payment to buy each house in the next million dollars worth of properties. It's not that hard, and it sure beats applying for loans! I now enjoy "the hunt" and "the thrill of the chase" to buy with pocket change, but I did it back then because I had no money and no credit.


And #3 - anybody can fix up a cheap little house in a dazzling makeover from "no class" to "First Class," like this.

Before & After (click to enlarge)

(If you too are starting out with no money and can't afford to hire a handyman for the fix-up, the job can be done with a little sweat and elbow grease, and a couple of buckets of cheap "mismatched" paint at $5.00 @ gal.)

SPECIAL BONUS:
FREE Personal
Telephone Coaching Session!

Simple as 1 - 2 - 3
Hi friend, if you want to break into real estate earnings that exceed any salary you will ever be paid from any job...

if you want to be your own boss in the profession that makes more millionaires than any other...

if you want to OWN the time clock (instead of punching it) - so you can travel, play, and do whatever you please whenever you please...

then this might be the most important letter you'll ever read.
"I knew exactly what I had to do to get started the instant I read your information. After a week of study, I made an offer and was amazed when it was immediately accepted. That was beginner's luck, but after 90 more offers, I have gotten another contract accepted. I staple a $10 check to each offer, but all offers are risk-free because of my contingency clause. I am so excited that I have finally gotten started!" John Broderick, Oakland, CA

Here's why this letter is important:

You've watched the real estate infocommercials. Maybe you've attended a real estate seminar or two. If you didn't brush it off as hype, you realized that more wealth has been created from real estate than from anything else. And you know it's been done repeatedly by average guys and gals who started with nothing and learned the ropes. So, even though you are still skeptical, you would like to believe that you too could build a genuine Real Estate Money Machine if you ever got dead serious about buying cheap houses for little or no money down without a credit check, and fixing them up for substantial profits.

Do you want to learn from experiments or experience?

Do you think you can learn rock-solid techniques from somebody who lucked up on one or two good deals?

Suppose you could get this priceless information from one of America's veteran real estate investors, with an enviable 25-years-of-success track record. What if you could find out first-hand about the lessons learned through trial and error from in-the-trenches combat? And suppose this information didn't cost you an arm and a leg!

The Wall Street Journal editorial featuring my fortune-building claimed I was the only investor in "Nothing Down Real Estate" to start with $0 and create a multi-million dollar net worth in only three years.
 

But go back to the beginning. I started my real estate investing career without the benefit of cash or credit. I had just experienced a horrible business failure. I tried to establish three retail businesses in a new mall in town, but the mall's first year had insufficient traffic. I bombed. I saw $100,000 of my nearly-new equipment go at auction for 8 cents on the dollar. I suddenly had no cash and no credit.

I was determined to bounce back. I was willing to pull myself up by my bootstraps. I committed to pay any price for success. I knew nothing about real estate investing, but I had heard anyone with ambition and good work habits could earn phenomenal profits. No infomercials were available then, and no seminars taught me what I was about to learn. Only three real estate investing books were available back then, and I only knew about one of them at the time. (I later discovered that even that one book sent me in the wrong direction!) With just a $10 bill and a wheelbarrow full of determination and persistence, I made dozens and dozens of nothing-down offers. Here's what happened:

  • I bought $1 million worth of cheap houses during the first year
  • Not "beginner's luck" because I bought another $1 million in properties during my 2nd year
  • Third year: my net worth reached $2 million!!!
  • By the 4th year, I owned $10 million worth of real estate
  • Most important - remember, I had no cash and no credit when I began. I bought ALL this property but never stepped foot in a bank to get down on my knees to crawl and beg for a loan, and never made EVEN ONE application for a mortgage.

  • This record of achievement has not been surpassed in 20 years by any investor beginning without experience.

    If you're ready to get started investing in real estate, I'll give you a gigantic package of information with all of these BONUSES. And here's where anyone can start the journey from even the poor house (where I was) to even one of the finest houses in town (where I am now). This Investment Guide even shows actual photo-finish pictures from "before" to "after" that made me $97,654 profit in only 7 months last year from 4 cheap little houses.


     
    I'm Dr.Phil Speer, but I'm no miracle-worker, or patron saint of real estate investing, or superstar. I just help investors quickly succeed at real estate investing. Not only because I learned to succeed (which helps), but because I am honest enough to share my many mistakes that led me to miserably FAIL too (and that really helps investors).


    I know how it feels to start out in this business with the huge handicap of having no money and no credit. Even with this monstrous limitation, I started buying cheap little houses with a $10 bill until I had amassed millions and millions of dollars in property, won a Caribbean cruise as Top Real Estate Investor of the Year in the U.S., and then was featured in the Wall Street Journal editorial.

    Here is a summary of what this package of information will mean to you:

    1) This knowledge is gonna give you "know-how savvy." I call it "know-how savvy" because you've got to KNOW HOW to do it. And you've got to become SAVVY doing it! You've gotta be informed. You must learn how to work smart. Ain't it great to have the inside track on your competitors - other investors who want the same cheap little house you're after! Ain't it great to know how to negotiate a purchase with your seller no one else even understands! Ain't it great to sell your house, when nobody's buying in a sluggish market! (Forget about the poor English. This is exciting stuff!)

    2) "You too can earn $97,645 in the next 7 months fixing up 4 cheap little houses" is a Guide to show you how to do it. It is an actual experience of 7 months last year investing in just four cheap little houses (photos from start to finish) that generated a profit of $97,645.

    That's a lot of bucks. It sure beats going to the office every day for minimal wages. It beats the brow-beating from a boss who doesn't know more than you. And seven months of handsome profits allows for 5 months of play. (Or, 5 extra months to make more money, if you're a workaholic.) Everybody needs a "pattern" for doing something new. You need nothing complicated. If you're the kind that says, "Just show me how to do it," here's a simple pattern you can follow.

    3) "How to Become a Real Estate Millionaire in 3 years" explains how you too can do it. Building a net worth of $2 million dollars in three years after purchasing $10 million in cheap little houses with a $10 bill... was NOT some momentary stroke of luck! I worked hard. But the reason I worked hard was because I could see the tiny speck of light way down at the end of the tunnel. I wanted a better life. Don't you? I WAS NOT going to settle for peanuts when I could sit down for a sumptuous feast at a heaping table of the best.

    Here's something I learned. YOU HAVE TO DECIDE WHAT YOU PERSONALLY WANT OUT OF LIFE. Nobody can do it for you. Mom and dad have been "trying to tell you" what you should do with your life since the day you were born. Your teachers probably told you what to do with your life. Your husband or wife or girl friend or whoever might be trying to tell you what to do with your life. But it's really up to you, and you alone. ONCE YOU KNOW (and you know that you KNOW)...I guarantee you that it IS achievable. As I learned from Napoleon Hill in Think and Grow Rich, "whatever the mind can conceive and believe, it can achieve." Once I KNOW I can do what seems impossible...don't ever tell me I can't, because I'll prove to you I can.

    4) OK, so you want something detailed to "read" that gives you brain power for doing the job. You want more than pictures. You want in-depth analysis to study. Here's a 120 page book on the science of fixing up cheap houses. "Fixer Upper Fortunes" gives you detail after detail. Summarized recaps are not enough for some people; they need to chew on meat. They need to turn off the TV, curl up in an easy chair, and read until they fall asleep. That's OK, because this is a detailed ebook that you can print off from your computer, bind at Kinko's or other print shop, and keep close for ready reference to study.

    5) The biggest benefit you'll get is the opportunity to become a success in real estate by learning from a Success. I've got nothing to brag about, but I can help you succeed ONLY if I've been down in the trenches too. 

    Want to see a 7 minute video
    of a fix-up in progress?

    [Designed for broadband viewing]
    Click Here!

    But here's the problem...
    (and if you miss this point, you've missed it all)
    TV infomercials, seminars and real estate books often show you how to fix up cheap little houses TO RENT, NOT TO SELL. The fix up process is radically different when you want to RENT from when you plan to SELL! And the reason they teach you about RENTING is because it's easy to teach landlording. But when you finish some seminar that teaches landlording and actually become a landlord, you're gonna find it's nasty, frustrating and very difficult! It can get tough. And even when RENOVATION TO SELL is taught in seminars, the job is often disrespectfully referred to as simply "flipping" property! The process is never taught as a "science." The DREAM HOUSE RENOVATED TO SELL is never perceived as a "work of art." They are teaching you WRONG!!!

    Robert Allen got the spotlight in the 1980s when he wrote the best-seller, Nothing Down. He and many of the gurus who have come down the pike since then have told you how to become a landlord. I began investing before Robert Allen came along, but I too was taught to buy properties to rent rather than to sell. (Remember I said that even the one book I had in the beginning sent me in the wrong direction?) So...as a result of my instructional guide...I bought $10 million worth of rental properties and became a multi-millionaire, AND IT WAS THE BIGGEST MISTAKE I EVER MADE IN REAL ESTATE INVESTING. I call this "My $10 Million Mistake!"

    There was a time when buying to rent was profitable. Double-digit inflation made it profitable. Landlording then was as detestable as always, but at least it was profitable. Buy a property, let it appreciate, and your tenant paid for it.

    Not so today.

    Inflation is flat in most places. The only possible profit from rental houses now is the spread between the rent and the mortgage. And one month's vacancy, or one trashed apartment, or one burned-out ac/h unit...and you've lost money. I know of rental properties that are appraising today less than their appraisal three years ago! And let's not even get into the horrendous problems of costly advertising to find tenants, costly maintenance and management, costly overhead to run a sizable operation, and costly everything. Let's not talk about the hostile tenants, collection problems or move-out cleanups.

    I've seen guys slaving over move-out cleanups for weekend after weekend in the only spare time they had after their 8-5 job each week, even lauded for their "real estate investor" status in a local newspaper article, mistakenly "thinking" they were going to have a "gold mine" for their diligence and vision when they retired!!! I've heard them brag that they were "real estate investors!" It's a hoax. I know from my experience, that profitability from rentals is minimal and fragile at best. To own that "gold mine" requires a bunch of properties, and after I bought $10 million in rental properties, life went helter-skelter in the frantic pace of trying to get everything done!

    Buying cheap little houses to sell is a world apart from the landlording jungle. And it is a science that has to be learned. And no one seems to know it, and no one is teaching it.

    There's a staggering income potential in fixing up cheap houses to sell! It's SIMPLE as 1 - 2 - 3 and ANYONE can do it. But the awesome earnings go to those who master it as a science.

    You don't even make the same choice when buying the house to fix up for sale instead of buying the house to rent.

    The house to transform into someone's Dream Home requires special selection. The "neighborhood factor" is crucial. And you have to "buy right." (Here's where you can buy with a $10 bill or insider's know-how for assuming a non-assumable loan without a credit check). And you have to develop the skill for restoring JUST THE RIGHT THINGS, without over-spending or over-kill. A landlord doesn't have to understand marketing of a Dream Home (nothing a landlord owns usually even resembles a Dream Home)! Marketing a Dream Home is a special skill that's easy to learn, because a real Dream Home sells itself!

    You don't have to repeat the colossal mistakes I have made in real estate investing. I have assembled a bank vault of information (a total of 20 full-length books and reports!) to jump-start your investing career for earning an annual six-figure income.

            (click to enlarge)
    This possibility that
     anybody can make
     so much money from
     4 cheap little houses
     in such a short time drives the skeptic insane. It is especially hard to comprehend that these little bargain houses are in every neighborhood all across the country, and that anybody can pick them up for a $10 bill! And you CAN assume non-assumable loans without credit and without a credit check.

    Cheap little houses are everywhere. In big cities and small burgs. They're an eye-sore. All they need is a little TLC.


    Let me clarify something for the record

    Sometimes I am challenged that "there ain't no cheap houses where I live." There's one reason for that false assumption. Your eyes are not yet trained to find them! Occasionally I get emails from someone who lives in California who says (more or less), "Maybe you've got cheap 'hicksville' houses in Nashville, Tennessee, but not here." Well, here's your answer.

    The average home in Orange County sells for over $600,000. Drive to the largest office building in L.A., and find the janitor. Follow him home. He's already done your homework! This respectable man is probably a very responsible wage-earner who can't afford an expensive house in Orange County, but he has found a family-oriented, crime-free, neighborhood to raise his kids where the prostitutes aren't roaming the streets. He researched it in his own way, and found a house for a lot less than $600,000, which he couldn't afford anyway. You may have to follow him 25 or 50 miles from the heart of the city, but the "cheaper" houses are out there, wherever you live. You may have to get off your beaten path from home to work to find them, but they are there!

    So, while there are cheap houses everywhere, you better know which one to pick, and what to fix up and what NOT to fix up. Then you better have a bunch of options for selling it. And these same techniques work with $1 million homes, too. But whether you start out with NO CASH and NO CREDIT or a million dollar bank account, you've got to acquire...

    "know-how savvy"

    (click to enlarge)        
    Not far from where you live right now, some bargain house is screaming for your attention. That run-down property is probably a neighborhood eye-sore. The owners really want to dump it bad. They're hoping somebody will come along to help them get out of their mess. They are so willing to turn it over to you, they'll probably help you buy it from them. Once you discover that special knack for spotting, buying and repairing one of those mistreated houses hidden among all the other eye-sores within 10 or 15 miles from where you're sitting with your computer right at this moment, you can pocket some quick money very easily.

    "This last week I did come close to a purchase but lost out to one higher bidder. I set my limits before I ever step foot in the door and never let ego sway my judgment. I know what I can afford and with neighborhood sales comparables and of course the condition of the property, I determine if there's ample return on a spit and polish repair. If the property resale value won't cover repairs and a small profit, I pass. Re-sale is my goal, not rental. I've seen too many rental properties and know what a mess renters can make of it. Constant upkeep is not on my agenda. My plan is to start small and keep re-investing the profits until I can move up to the Brentwood properties. I'm watching the market daily." Sharon Thompson, Nashville, Tennessee

    But to make a ton of quick money fixing up cheap little houses, you better know what you're doing.

    If you are willing to learn the ropes, this skill could be your financial escape route from mediocre earnings at a "job" and hum-drum existance!

    $25,000 per week profit

    If you are willing to work even harder, this same system will generate as much as $25,000 PER WEEK profit. Struggling to pay bills is no longer necessary with the abundance of financial opportunity and prosperity that comes from using your hammer and saw (or paying a handyman to use his tools).

    "Phil has a unique fix-up program for real estate investing that is fascinating. I've never seen anything like it. I handle financing for the buyers of his remodeled homes in Nashville and Huntsville. These buyers are amazed at the beauty of his immaculate houses. He has an astounding system." Jeff Smith, AVP Residential Lending, Union Planters Mortgage

    Just think how many people now rent but would prefer "the American Dream" of owning their own home. Especially if you offered your "like-new" remodeled home for "No Money Down - 100% Financing." I'll show you how to accomplish this.

    Once you know the ropes in this business, fixing up cheap little houses is like popping out donuts from an automated machine. You can establish your own flexible hours of operation. Even work into retirement with a handyman, if you want, until the kids put you away in a Rest Home. It's an easy business.

    Now is the time to start investing

    So you can get the feel for how ripe this moment is for buying houses, let me give you perspective of market conditions then and now. When I started investing in 1980, mortgage interest rates had skyrocketed to 24%. The market was volatile. Inflation was rampant. And money was tight. But I refused failure. I was determined to succeed. You've got to have this same dogged will-power. Don't allow procrastination or disappointment to dampen your enthusiasm.

    "Thanks for all. I'm very impressed with your books. It does not take a law degree to read and understand what you are saying." Charles Wood, St.Simons Island, Georgia

    By contrast, today's interest rates have been the lowest in 46 years. At 7%-8% fixed-rate interest, payments can be as low as $1000 per month on the $150,000 mortgage, while payments just a few years ago on the same mortgage would have been $1500 per month. The home buyer can get so much more house for much less monthly payment because of these low interest rates. (Just don't fall for the ARM or negative AM loans that are causing foreclosure rates to drastically increase!)Inflation is flat. And credit card money has never, ever been more readily available.


    This is one of the best times in history to buy cheap little houses.

    It boils down to what you want out of life. Do you want to be independent? Are you sick and tired of struggling to survive? Maybe you are lucky enough to finally conclude that security is really found only in the belief in yourself to make things happen. Maybe you are like so many employees who hate their job because you know it's just a "box," where the glass ceiling on wages is only an illusion of pay increases. A job in a box won't cut it any more. Nobody wants to be an anonymous nobody working out of an office cubicle. Maybe your family needs are soaring. If you want out of the "box" and are willing to work to make things happen for yourself, you may need to cut the apron strings on a corporate job or familiar employment, and learn something new.

    "I've been a licensed real estate affiliate broker in the state of Tennessee for over 35 years and I've never seen anybody sell a house by giving away a brand new car or a giant screen TV as Phil offers. When prospects fall in love with his "like-new" house, and they get a new car as a bonus, the "SOLD" sign goes up quickly. Phil buys some of his houses through me, and he knows what he is doing." Robert McCoin, Realtor, Advantage Properties, Goodlettsville, Tennessee

    Saturation of fixer-upper investors in the marketplace is impossible. Properties that need fix-up are everywhere. The supply will never outgrow the demand. And because a new generation that needs good housing is always coming over the horizon, the fixer-upper investor who knows his business will always have work, and that work will always pay above-average dividends.

    To be successful at anything you've got to have "know-how savvy"!


    If you have been attracted to the profession of fixing up houses, get the education you need for success. We all start out in this profession with inadequate knowledge. The carpenter may know how to repair a floor, but may not know how to sell his finished product. Someone else can sell a remodeled house, but will have to rely on a skilled craftsman to fix it up. No one enters this profession with complete know-how for buying, making-over the right problems without over-spending, and selling at the best price. We all have to learn it.

    Get started right now with this entire package of materials for almost pocket change...


    Creating the Dream Home is easier than the landlording taught by the seminars and infomercials, but only after you have learned the ropes.

    "I received your material this afternoon. You did a really great job in packaging it. I am eager to read it. My goal is to buy cheap little houses and fix them up and sell them." Marietta Reed, Ava, Missouri

    The decision to get started was the most important decision of my life!

    I studied real estate investing for a year before I actually made my first offer.

    Yet, I DIDN'T KNOW WHAT I WAS DOING
    even when I got started!

    But I started anyway, and bought a million dollars in cheap little houses in my first year. And I bought all of them with a $10 bill.

    "Thanks for taking the time to share your story and experiences with the rest of the world. Once I listened to your audio and saw your picture I had a feeling that you are a person of your word. I want and need to learn all I can." Gayla Smith, Springtown, Texas


    Begin by believing you can succeed

    In 1969 while studying for the Ph.D. in Communication and Psychology at Southern Illinois University, my wife was scanning book titles in an old Carnegie library when she stumbled across a dusty old thick volume entitled, Laws of Success. I became spellbound by it! I had never heard such ideas before. At the university, I was reading technical material in my studies requiring an hour to absorb even one page. But this old book fascinated me, and I devoured it. It was actually a crudely bound collection of 17 booklets without even a Table of Contents. I consumed it! I soon learned that Napoleon Hill, the author, had condensed this volume later into his best-seller...

    Think and Grow Rich

    Hill spent his life interviewing and evaluating the lives of 16,000 successful people in America during the early 1900s. Men like Thomas Edison, Henry Ford, William Wrigley, and Andrew Carnegie. After his study, he concluded that 17 principles were responsible for their success. The most well-known sentence in Hill's book is:

    "Whatever the mind can conceive and believe, it can achieve"

    When I purchased my own copy of Think and Grow Rich, I almost memorized it. I underscored key points. I highlighted themes. I read aloud the contents onto a cassette, and listened to it every day in my car. It became the essence of my very existence.

    I came to believe so strongly in these concepts that I became a Distributor for Success Motivation Institute that Paul Meyer started in 1960 with a condensation of Hill's book on a vinyl 78 RPM record. (SMI did $2 Billion in worldwide sales last year.) Then I became a corporate Consultant teaching these concepts to many of Nashville's Top 100 businesses.

    Sometimes I hear people say, "Oh sure, I 'read' that book by Napoleon Hill once." To integrate these concepts into our daily thinking pattern takes far more than perusal reading! I believe so strongly that these concepts were responsible for my own real estate investing success that I incorporate them into my Coaching Program.

    If you aspire to start making money
    fixing up cheap little houses...

    set your goal, hold to it, and never give up until you've reached it. Don't bog down in a Comfort Zone of complacency. Get out of the "Couch Potato Syndrome." If you caught the vision of a better life by attending a real estate seminar or seeing an infomercial, vow to learn all you can. Explore every resource. Then make the unwavering decision to get started. After all, fixing up houses must be a pretty lofty aspiration, since Jesus himself was a carpenter. (And I give Him the praise for whatever success I have experienced.)

    Your life will change, as mine did,
    when you make this decision

    Is life good enough for you right now? Would you like to become more successful?

    Life never gets better...
    unless we are willing to make CHANGES

    I wasn't born with a silver spoon in my mouth. My father was a preacher, and our middle-class upbringing was very modest. I remember churning milk for butter. I remember meager meals. I remember wearing hand-me-downs. But even chains can't hold back the determined prisoner of a meager upbringing who aspires a better life.

    The truth is that EVERYONE PAYS THE PRICE FOR SUCCESS! We either pay the price up-front with pain and sacrifice in order to enjoy the rewards for the rest of life, or we refuse to pay up-front and suffer the horrible consequences of pain and sacrifice on the back-side of life. Everyone pays, one way or the other!

    "I bought an apartment and several houses when I was in college, so I know Phil's system works. I know his program thoroughly and have used his techniques, and I assure you that anybody can duplicate his success. His method has some unusual twists I've never seen elsewhere, but it's a no-brainer." Tom Antion, nationally-known marketer and international speaker

    But be prepared that as you start doggedly driving to succeed, you may find your family and friends not only call you "crazy," but they may work the hardest to pull you back down as you climb the ladder of success. Sometimes our peers don't want us to rise above their past perception of us, because this changes their perception of themselves. Your drive to achieve must be greater than all the discouragement and disappointment you most likely will encounter, because the world doesn't really care about you becoming financially independent. Developing into a real estate millionaire is really not that hard if you ignore the resistance, but first you must acquire know-how savvy.

    "I have known Phil for many years, and attended Real Estate Investors of Nashville when he started it in the '80s. I have watched his amazing meteoric rise to success in real estate investing. He learned the ropes the hard way, but this resulted in fantastic success. He takes the job of helping others very seriously. Anyone interested in fixing up houses for big profits should get anything he offers." Margaret Watson, GRI Realtor, Coldwell Banker

    Nothing's wrong with driving a little beat-up car or living in a house that's falling apart. But we don't have to feel trapped by these conditions in life. If the scales fall from our eyes and we become enlightened at the sight of opportunity, the only sin is failure to make necessary changes.

    Get the "know-how savvy" you need

     
    Never disparage the cost of education. There ain't no free lunch. The public school system and educational curriculum in the U.S. is only a (feeble) attempt to just prepare students to "get a job." Unfortunately there is no high school or college class in "Making Money 101," or "How to Succeed When Everyone Else is Failing," or "How to become Financially Independent." I never learned ANYTHING to help me become wealthy during 10 years in the university classroom getting my several academic degrees.

    You've gotta get this know-how outside of a classroom, and learning how to make money is gonna cost you some money. Never disparage the cost of education. Because if you think the cost of education is expensive, you oughta see the cost of ignorance. And you have to get this education from someone willing to help you who has already "been there/done that."

    I'll never forget the words of one of my professors who said, "2% think, 8% think they think, and 90% would rather die than have a thought."

    Only "the 2%" get ahead.

    This program I call "You too can make $97,645 in the next 7 months fixing up 4 cheap little houses" is a systematic Guide and a storehouse of information.


      You know the price tag for the real estate seminars. None are less than $3000. Even the "introductory teasers" you see on infomercials lead to $3000 seminars. Real estate coaching programs are expensive (Russ Whitney offers a series of coaching programs that cost up to $90,000!). Just hope the coach assigned to you is not some kid still wet behind the ears without any experience in the real world. Some of these real estate investing coaches don't even own their own home!

    Getting genuine "know-how savvy" to operate in the wild arena of real estate investing is extremely important.


    NOWHERE ELSE ANYWHERE can you access such a simple approach for making substantial income in real estate investments (either online programs or offline seminars). I know Carlton Sheets, Russ Whitney, Robert Allen, John Beck, Al Lowry, Mark Haroldsen and many other real estate investing gurus. I do not agree with the ethics and techniques of some of them. I have taught my simple methods over the past 25 years as they have. I hosted some of them at meetings of the large local Real Estate Investors of Nashville association I started in 1982. None of them make real estate investing SIMPLER or EASIER! And this is the RIGHT WAY to invest in real estate. Believe in yourself enough to get started now.

    "I read enough in just one of your books to know that I had better get busy. And I did." Diana W.

    But I want to give you even more than the introductory ebook, "You too can make $97,645 in the next 7 months fixing up 4 cheap little houses."

    I want to include this book on fixing up properties, too. Fixer-Upper Fortunes will give you insight from a slightly different perspective. When it comes to succeeding in this business, you need all the help you can get. This 120-page book valued at $17 is written by a seasoned investor who has made a bundle of money in this business. Remember, MOST would-be INVESTORS NEVER GET STARTED! Most FAIL if they get started because of inadequate training. Many end up LOSING MONEY! Yet, this business is so lucrative that you can become a millionaire in five years or less if you work at it, and there's really no reason to fail if you acquire the know-how savvy you need. You've got a lot at stake if you want to start fixing up cheap houses. Your whole future is on the line!

    Robert Allen's 1980 book, Nothing Down," was a best-seller. It described 50 ways to buy property for No Money Down. I didn't invent the process of buying cheap houses for No Money Down, and neither did Robert Allen. Actually, the technique has been used since the days of barter, and is still used by the corporate world every day to buy property. Robert Allen and I only refined the process. But I don't own resellers rights to Robert Allen's book, so I'm going to include an equally excellent book on buying cheap houses with nothing down, Real Estate - No Money Down. This 84-page book - valued at $17 - gives you a ton of information for using the "nothing down" technique for buying property!

    Here is a tremendous Double-Resource. Brandy Eismon is a veteran investor and an excellent writer. Brandy has given me permission to give you TWO of her best books that come from her vast experience in real estate investing. I have studied both books, and I really can't tell you which gave me more information. How to Trip Over All the Motivated Sellers without Breaking Your Back is a masterpiece. I have never seen such an exhaustive resource for finding those essential Motivated Sellers absolutely necessary for succeeding in real estate. You will never find the "cheap house" until you learn to find the Motivated Seller! When you condense the resources in this 50 page book to a list on a 3 x 5" note card for your pocket, you will begin finding Motivated Sellers everywhere.

    Brandy's second book is also a prime resource. Taking the Mystery out of Lease Options is 185 pages of all you need for learning how to offer and execute the optimum "No Money Needed" method for controlling real estate. If you can lease a property without using your credit to refinance and without using your cash for an outright purchase, why acquire property any other way??? This book explains how to do it, and includes an excellent Lease Option Contract and even a Credit Repair Kit!

    "Hello Dr. Phil, got the CD last week and PRINTED out the information. I could see the power in the information as I compiled it into a binder. I am ready to get started. Hope to finish my reading in a week or so and start building my contacts and checking out the market for potential properties. This was a real blessing, Thank you." Russell P.

    Wait. I want to give you BONUS after BONUS. I want you to have the ammo to win this game from every angle.

    The greatest challenge to grasping the huge profits in real estate fix-up is......getting started without enough cash and/or credit. Most would-be investors never learn to leap this monstrous chasm in buying their first property.

    Nothing stops the would-be investor colder in his or her tracks like this catastrophic No Cash and/or No Credit syndrome! I don't care how much someone wants to enter the investment arena without cash and credit, the prevailing perception is: “I can't, because I don't have any money and I've got no credit.” I frequently hear someone pooh-pooh the idea that you can buy real estate with no money and no credit! How is it possible to buy a $50,000 cheap house with this limitation? Guess what. Every day in corporate America, real estate investors are buying $50 million in property (and more) without a dime investment of their own money and with no credit check at all! Not even an income verification! If you don't believe it, there's no need to read any of these Reports. The truth is that you can use the exact same method to buy every $50,000 cheap house you desire in your own neighborhood. I'll show you how in this Report, How to Solve the #1 Impasse: No Cash-No Credit.

    I will include another Special Report, How to Get Started Buying Cheap Fix-up Houses with a $10 Bill. When you only have $10 to buy a house because of No Cash and No Credit, a $10 bill is enough. I know, because I was broke when I started, and had No Cash and No Credit. Starting with a $10 bill is not easy, but it is achievable. This is the only way I could have started. The Wall Street Journal verified that I bought millions of dollars in fix-up houses with nothing down. Don't be deprived of this Golden Opportunity to achieve Financial Independence if you have No Cash and/or No Credit. Can any other business in the world - with such enormous potential to become financially independent - be started with No-Cash/No-Credit???

    The Motivated-Seller with the Don't-Wanter house doesn't have a tattoo across his forehead reading, "Please rescue me from this horrible mess." You have to learn how to sort out the Motivated Seller from the crowd. At any given moment, there may be only a half-dozen or so Don't-Wanters in your neighborhood. How do you find them? When you learn how in How to ID the "Don't Wanter" that Makes You Rich, you'll get rich.


    And here's ANOTHER BONUS. You can grab a Real Estate Contract in any stationery store or real estate office. However, these contracts are not designed to give you - as an investor - the slight edge. Most contracts are written to divide the settlement costs between buyer and seller in traditional ways. But most closing costs are negotiable. If you want to shave your costs as a buyer, or increase your profits as a seller, you've got to understand the intricate elements of a contract. On the basis of knowing how to write contracts alone, I have walked out of closings with $75,000 cash in hand, and I have increased my profit on a cheap little house by $10,000. Just on the basis of understanding contracts. It's simply know-how savvy. I will include my own Special Report on How to make Phenomenal Profits using Buy and Sell Contracts.

    You need to know how to show off your finished product in the Super Awesome Open House, too. I don't mean just unlocking the door, and inviting visitors in. I don't mean parroting the real estate agents who say, "Now THIS is a bathroom; THIS is the kitchen." Yada, yada. I mean designing an Open House as a work-of-art EVENT! Special newspaper advertising, rented furniture, the feminine touch that compels the attention of the most discriminating wife, aromatic schemes, and lighting effects. Even give away Free Furniture, Free Plasma Screen TV, or a Free New Car as a Bonus! These are some of the personal techniques I've used that have resulted (on one occasion) in 18 signed applications and contract offers from every single visitor to just one Open House! You've gotta know this information. This Free Report is entitled, How to Prepare the Awesome Open House.

    There's magic in offering your remodeled house for $0 Down - 100% Financing. But there are lots of tricks involved. You've got to find the right broker and lender, and you've got to know how to qualify your prospects and how to get them to submit their application. Don't get stuck with a house you can't sell. And don't get stuck with all your money in a house where you can't pull out all your cash! How to Offer $0 Down - $100% Financing But Walk Away with 100% Cash solves the dilemma.

    Financial calculations are just as important as a hammer and saw for investing. Hand-held calculators are still available, but online projection tools are even more vital to figuring your profit before buying, and for advising your buying prospect at an Open House. How to Find the Online Tools to Build Real Estate Wealth is an invaluable resource of tools for the brain.




    Real estate values are so dynamic! This Special Report - How to make $5000 a year in real estate without buying another property! - explains cash generation that's right under your nose. I can't believe I was so dumb not to see it before it became apparent. Asset growth from $27,000 to $200,000 is pretty astounding! And while the ratio of asset growth varies from property to property and from city to city, growth is almost always constant.


    How to Become a Real Estate Millionaire in 3 years is probably the most essential Report in this package. Yes, I became a multi-millionaire in real estate in 3 years, but what I reveal in this Report makes the difference in "paper profits" and "cash-in-the-bank." If I had known what I divulge in this Report, I would have made millions more in the same time, and would have survived the real estate crash of the 1980s like a king! This one Report will make you millions. And, it will save you untold disappointing grief.

    Most crucial, I am including my own Special Report on How to Avoid Dangerous Pitfalls Buying Cheap Houses. It includes warnings about seen and unseen problems, like the horrendous mold problem sweeping America with greater furor than even the earlier asbestos scare of the '70s/'80s. It tells how to efficiently use "contingency clauses" in anticipation of serious structural problems. It shows you how to calculate profit potential before you buy. And it gives definitive advice on "the neighborhood factor." Don't let any guru fool you. You've got to learn to avoid real estate problems and pitfalls!

    This should not surprise you. You've gotta get your money when you're done!!! Nothing in real estate investing creates more anxiety and panic than your completed "Dream House" - a commodity value wrapped together with your fix-up cash and profit - sitting unsold for days, weeks or months in a sluggish market! You bought the house at the right price. You anticipated the correct profit margin. You worked hard to make it the best-looking house in the neighborhood. You finished the job. Prospect after prospect filed through your "Awesome Open House." They all loved it. But for some reason, nobody's buying. Everybody's got an excuse. Your apprehension builds. Desperation grows. Don't let any real estate investor lie to you - we've all been there. There's not a one of us with any serious experience under our belt who has not been in this situation.

    When you have your money and your profit tied up in a house that will not sell, the sky begins to fall. You question your judgment. Is it the neighborhood you picked? Did you not follow your best advice and gut instinct? How long will you have to wait? How to Sell Each House One Week After Completion is The Solution. Remember, you've gotta get your money when you're done. Sell your finished house ON THE WEEKEND YOU CHOOSE - any week of the year, any kind of market. Get market value for your house in the sale, and the sale works every time.

    My profit of $97,645 came from only 7 months work last year. This Report shows you how the same system can earn $250,000 a year that some of my investor friends are earning. My work was curtailed last fall by a heart attack, so I could only work 7 months last year. But this system works as long as you can work. One of the reasons investors are attracted to real estate is because more money can be earned in less time fixing up houses than working at a "9 - 5 job" all year. But real estate offers much more than a generous income. Once you get started, it's easy to see that you can become wealthy very quickly.

    Don't overlook this final FREE BONUS.

    Your order entitles you to a FREE 20 minute Telephone Review Session! Whether you get the PDF or CD version, we'll arrange a mutually-convenient time for you to call me to discuss where you are in the investing game. I'll help you with my best!




    Phil
    DrPhilSpeer@comcast.net
    615-665-1140

    P.S. 20 Books and Special Reports in all (over 650 pages)! You will never get this much never-before-revealed information anywhere else at such a ridiculous low price.

    P.P.S.Just one idea can make you or save you tens of thousands of dollars!!! Literally!!! When you have "know-how savvy," you make instant decisions correctly. Those decisions suddenly appear when you find the right property. They suddenly come out of thin air when you write a purchase contract offer. They suddenly flash before your eyes when you are selling your "Dream Home" to a prospect. Fill your head with the right stuff, and you can "instantly" work "miracles."

    P.P.P.S. Maybe you haven't started yet. This knowledge from the guts of experience can jump-start your career. Even if you are a seasoned investor, tweaking and fine-tuning your skills will tilt the balance in your financial favor. Call me at 615-665-1140 if you have any doubts that my unusual background, experience and expertise can multiply this small investment many, many times over.

    Wait a minute. Wait a minute.
    This is the Killer Bonus!!!


    I almost forgot to tell you how to be a Landlord without cleaning out toilets.

    Here's one of the biggest problems in real estate investing. All across the country, EVERYBODY has come to think you need to buy houses, fix them up and rent them out. This idea has become the waving banner of real estate investing. All the infomercials, seminars and books written about real estate have propagated the MYTH that the money is in renting houses.

    Wherever I travel to talk about real estate, some guy comes up to me and says, "I'M A REAL ESTATE INVESTOR." There's a brag in his voice and a swagger in his step. "Well," I ask, "how many properties do you own?" "Oh, I own two properties (or 5 or 10 or whatever)." The conversation goes on, but the bottom line is that he THINKS he is making so much money by renting out a few properties. He THINKS he has climbed the mountain of real estate investing success because he has learned to buy cheap houses to rent out. But the truth is he is NOT EVEN MAKING PEANUTS! Lots of reasons explaining why his view is demented which I cover in this Free Report, but not enough space here. I bought $10 million worth of properties within 4 years. I DID what all the books and seminars recommended. And I did it in high volume! But now with hindsight wisdom, I realize that THIS WAS THE BIGGEST MISTAKE I EVER MADE IN MY REAL ESTATE CAREER.

    Yes, it made me a multi-millionaire. Yes, I had all the trappings of wealth - the fine home in the best part of town, and the luxury cars and the big bank account. Yet, it was the worst mistake I ever made. I'll tell you why in this FREE REPORT, How to Make Huge Profits as a Landlord Without Cleaning Toilets. Watch this carefully, because I'm repeating what I stated before to illustrate a much more powerful alternative to simple "fix up and sell." The ANSWER is this Report IS NOT just "fix up and sell!" It's much more.

    The solution to this gigantic problem is so simple that it is right under your nose. THE Solution is a magical alternative to fix up and sell. I'm not going to reveal this magical alternative here, but when I divulge this technique to some hotshot who calls himself a "real estate investor," he inevitably says to me, "Oh yeah, I DO THAT. Sometimes." Well, if he knew how to do it RIGHT, he wouldn't be wallowing in filth with his rental properties on the weekends without adequate pay! I look into his eyes and see a little tiny fish in a huge ocean who thinks he has the world by the tail, and I see he knows NOTHING about how to execute this solution.

    I'll fully describe the details in this FREE REPORT, but I assure you that very, very few investors are maximizing this technique. They all know it, or have heard of it, but I find NO ONE using it effectively. It's a special twist for making $25,000 ADDITIONAL PROFIT from a single house worth only $75,000, or an ADDITIONAL PROFIT of $50,000 on a $150,000 house. If only I had understood this technique years ago...I would NEVER have owned $10 million worth of rental property. I would NEVER have cleaned out so many toilets. And I would have become a multi, multi, multi-millionaire (instead of just a multi-millionaire).

    This Special System I have developed milks the maximum profits from any cheap little house, and you don't have to clean out a single toilet or lift a finger on maintenance and upkeep! Don't miss out on this FREE REPORT - Landlording Without Cleaning Toilets!



    "Mr. Speer: I bought your material and have read it over more than once. I've started getting my team together, realtor(s), repair contractor (although I will do some of it myself) and am now arranging financing by trying to put a line of credit in place using my present home. I have already found three people with credit problems but good cash flow, who would like to work with me to help them get a home...I just wanted to let you know that I am moving carefully, but I am moving. Working at dead end jobs is no longer an option for me. May I keep you informed about any deal I am getting involved with and have you work through it with me? Sincerely, Fred C. - P.S. "Mr. Speer: You are more than welcome to use my letter. I've always wondered when other people posted letters if they were true and not just a promo gimmick, well at least I know mine is real."

    Now that I've dumped the ball in your lap, what will you do with it? Do ya or don't 'cha want real estate investing success?

    This jumbo package of real estate investing tools should be in every investor's library.



    You can get this GIGANTIC
    Package now for ONLY $97.00

    (immediate download package)





    or...


    Order the $2,500 Featured VALUE Item
    9 DVDs "LIVE" seminar, manuals,
    and all the above ebooks... !

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    ------------

    • Learn how anybody can find a cheap little investment house anywhere in the U.S.
    • Discover how anybody can duplicate the $10 down Purchase Contract offer I'll provide for you
    • Find out how anybody can fix up one of these cheap little houses in a dazzling makeover from "no class" to "First Class"
    • And see for yourself how anybody earn the same $97,645 in the next 7 months fixing up just 4 cheap little houses - just as I did
    • Get the 84 page book for buying houses for "No Money Down"
    • Get the 50 page book, "How to Trip Over All the Motivated Sellers without Breaking Your Back"
    • Get the 185 page book, "Taking the Mystery out of Lease Options"

    • Total of over 650 pages of books and Special Reports in this Investing CD Library
    • why wanna-bees fail to get started, why new investors fail to buy more, and why seasoned investors fail to amass wealth!
    • FSBOs in new housing developments have unusual financial situations that should make the alert investor perk up!
    • Do you really understand how your FICO score affects your monthly mortgage payment and interest rate?
    • Why don't the Big-Boy "gurus" talk about the real estate challenges of professional investing?
      ·  Do you know what you can do to increase leverage with the lease-purchase agreement, that you could never do with the lease-option agreement?
    • Create income streams from your investing
    • Do you understand (1) how to guarantee asset protection, and (2) how to protect yourself with the legal reduction of income taxation?
    • The Magic of investing in Resurgent areas!
    • Exciting profits in pre-foreclosures and Short Sales





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